Self Directed IRA Overview

In the face of the worst economic crisis in our lifetime, large numbers of investors are taking control of their own retirement future by setting up a Self-Directed IRA plan. We’ll help you LEARN all about Self Directed strategies, processes and rules, SET UP a new account, and INVEST with confidence in alternatives to the stock market.


Checkbook Control

A Self Directed IRA is commonly referred to as a Checkbook IRA because the process results in monies being placed into a checking account for immediate access by the investor. One of three structures is used to gain checkbook control:

1.  IRA LLC (Limited Liability Company) – passive investing
2.  Solo 401(k) for qualified self employed individuals – passive investing
3.  Customized Business Funding pension plan – active participation

Reacting Quickly To Opportunity

These investment structures eliminate the delays associated with an IRA custodian, enabling the investor to act quickly when opportunity presents itself. The funds can then be invested into real estate, businesses, tax liens, franchises, and much more.

Real Estate Investing

Investment Real Estate is one of the more popular options for using a Self-Directed IRA, otherwise known as a Real Estate IRA or Self Directed IRA LLC.  Real Estate investments have a potential higher rate of return through the combination of cash flow and appreciation, thereby accelerating the value of the IRA.

Opportunities to purchase real estate at extremely low prices in areas that weren’t overbuilt during the recent boom years are extraordinary. Residential rents are stabilizing and will begin to rise as supply is absorbed. So, NOW is the time to buy income-producing real estate, and a Real Estate IRA or Solo 401(k) is a great way to finance the purchase and build long-term wealth.

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Self Directed IRA Investing:  Rules & Prohibitions

Other opportunities related to Real Estate lie in the acquisition of options, tax liens or deeds and deeds of trust. Loans to businesses are certainly worth evaluating. And, don’t overlook equipment leasing, foreign companies, precious metals and many other allowed investments.  There are only two investments that are prohibited by IRS rules…collectibles and life insurance.  Everything else is fair game.

401k Rollover IRA

Contrary to popular belief, you do not have to keep all of your retirement savings in your employer-sponsored retirement plan, such as a 401(k) plan, until you change jobs or retire. Instead, you may roll over your 401(k) assets to an IRA. This may allow you to more actively manage your retirement savings before retirement.

As long as you directly roll these assets to an IRA, your rollover will not result in taxable income or a tax penalty and mandatory withholding will not be applied. A partial distribution is permitted during a rollover but not recommended.

Talk to one of our expert Advisors by calling 888-235-8060.

We’ll help you get started investing in 30 days or less. It’s as simple as 1-2-3.


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